USD

The following table shows the percentage change in unit price of funds measured in US Dollars as at 31/10/2008.

			Performance #
Fund	Fund Currency	Launch date	6 month %	1 year %	2 years %	3 years %	4 years %	5 years %	Since launch †
US Dollar Guaranteed Growth Fund	USD	16/01/1995	0.5	1	2	3	4.3	6.7	68.3
US Dollar Guaranteed Growth Fund 2	USD	16/01/1995	0.5	1	2	3	4.3	6.7	68.3
US Dollar Guaranteed Growth Fund 3	USD	04/05/1999	0.5	1	2	3	4.1	5.7	19.5
US Dollar Guaranteed Growth Fund 4	USD	04/05/1999	0.5	1	2	3	4.1	5.7	19.5
US Dollar Guaranteed Growth Fund 5	USD	04/05/1999	0.5	1	2	3	4.3	6.7	25.7
US Dollar Guaranteed Growth Fund 4.2	USD	01/02/2000	0.5	1	2	3	4.1	5.7	16.9
US Dollar Guaranteed Growth Fund 5.2	USD	01/03/2000	0.5	1	2	3.1	4.3	6.7	21.7
US Dollar Guaranteed Growth Fund 6	USD	01/03/2000	0.5	1	2	3	4.2	6	20.5
US Dollar Guaranteed Growth Fund 5.3	USD	01/03/2000	0.5	1	2	3.1	4.3	6.7	21.7
US Dollar Guaranteed Growth Fund 2001	USD	01/02/2001	0.5	1	2	3	4.3	6.7	17.4
US Dollar Offshore With-Profits Fund	USD	22/01/1998	0.5	1.1	2	3	4.2	6.3	39.7
US Dollar Offshore With-Profits (3)	USD	01/05/2001	0.5	1	2	3	4.2	6.3	17.1
Building Society Deposits Fund	GBP	31/05/1995	-16.2	-17.8	-5.9	5.7	6.5	19.4	95
Sterling Income	GBP	16/01/1995	-24.2	-30	-25	-17.3	-15.4	-2.7	105.9
Euro Currency Reserve	EUR	22/09/2000	-18.6	-11.5	3.2	12.3	7.4	19.3	71.6
Sterling Currency Reserve	GBP	16/01/1995	-17.7	-20	-9	2	3	15.1	103.6
US Dollar Currency Reserve	USD	16/01/1995	-0.9	0.1	4.1	8.5	11.3	12	53.9
Euro Bond	EUR	04/09/1998	-17.1	-10.4	1.4	8.6	8.1	24.7	48.7
Global Bond	GBP	16/01/1995	-6.8	-1.7	5.9	9.5	6.6	14.2	97
Japanese Bond	JPY	16/01/1995	7.2	18.1	20.9	18.7	7	10.6	20.1
UK Bond	GBP	16/01/1995	-15.5	-17.5	-10.7	-0.6	1.8	16	139.5
US Bond	USD	16/01/1995	-0.2	3.9	9.5	13.3	15.1	19.2	85.3
Global Mixed	GBP	16/01/1995	-30.6	-34.7	-21.8	-7.6	-0.1	10.5	50.5
Offshore Distribution Accumulation	GBP	29/10/1999	-29.3	-35.1	-26.4	-12.1	-5.4	10.7	17.7
Euro Index Tracking	EUR	01/06/1999	-45	-49.6	-35	-14.3	-3.9	17.3	-2.9
Japan Index Tracking	JPY	16/01/1995	-32.6	-37.1	-35.5	-26.2	-10.3	-3.9	-37.4
UK Index Tracking	GBP	16/01/1995	-43.3	-50.8	-40	-22.1	-12.3	4.9	106.5
US Index Tracking	USD	16/01/1995	-31.2	-37.6	-30.5	-19.9	-14.8	-8.3	116.4
Continental European Equity	EUR	04/09/1998	-44.9	-51.4	-38.8	-17.8	-4.9	16.3	-6
German Equity	EUR	16/01/1995	-42.2	-47.6	-24.7	0.6	16.2	35.6	96.3
Global Equity	GBP	16/01/1995	-39.2	-45.2	-32.3	-16	-5	6.1	35.7
Japanese Equity	JPY	16/01/1995	-33.6	-38.2	-36.8	-27.1	-10.4	-8.5	-53.5
Offshore Equity High Income	GBP	29/10/1999	-41	-49.7	-40.6	-23.7	-13.6	4.2	1.4
Pacific Basin Equity	USD	03/09/1998	-49.8	-57.5	-32.1	-14.3	2.1	12.7	139.5
UK Equity	GBP	16/01/1995	-46	-53.7	-44.1	-29.3	-20.9	-6.8	43.2
US Equity	USD	22/09/2000	-31.3	-37.4	-30.6	-20.7	-17.3	-13.1	-40.4

Where the currency of the underlying assets of the fund differ from the currency of the investment, the investment will be exposed to fluctuations in the exchange rate.

Past performance is not indicative of future performance.

The value of investments and the income from them can fluctate and are not guaranteed, except in certain circumstances for the Guaranteed Growth Funds* and Offshore With-Profits Fund*. For more information about the guarantees, please read the relevant product Fund Guide.

Existing planholders should read the product literature for full details of the product in which they are invested.

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For investors in the Flexible Savings Plan	HE102
For investors in the Investment Account	HE030
For investors in the Premier Account and Lifetime and Wealthmaster	HE003
For investors in Global Investor	HE073

# Performance: percentage change bid to bid with income reinvested.
† C.A.R. (Compound annual return) figures are since launch.
Source: Lipper, a Reuters company.

*CMI Insurance Company Limited guarantees that the price of units in the Offshore With-Profits Fund and the Guaranteed Growth Funds can never fall, although a market value adjuster (MVA) may apply when you withdraw from the funds. The level of MVA depends on the currency and date of investment. Please note that if the investment term of your GGF7 holding is shorter than ten years in Flexible Savings Plan, your encashment at maturity may still be reduced by a market value adjuster (MVA). Please read the 'Clerical Medical Offshore With-Profits and the market value adjuster explained leaflet (HE567) or the Clerical Medical Guaranteed Growth Funds and market value adjuster explained leaflet (HE568) for more information.