| |
|
|
| |
Bonus interest rates
This is an annual bonus, which increases your investment’s value over time. We decide the rate once a year, but we can change it mid-year if investment conditions change significantly. We add it to your investment by increasing the unit price of the Offshore With-Profits fund throughout the coming year. The bonus is net of any management charges and other fund expenses. Past performance is not indicative of future performance.
Investment Account bonus rates
| Year |
US $ |
Euro € |
Sterling £ |
| 1998 |
6.00% |
6.00% |
7.00% |
| 1999 |
5.25% |
5.25% |
6.00% |
| 2000 |
5.00% |
5.00% |
5.50% |
| 2001 |
5.00% |
5.00% |
5.50% |
| 2002 |
4.00% |
4.00% |
4.50% |
| Feb 2003 |
3.00% |
3.00% |
3.50% |
| Aug 2003 |
2.50% |
2.50% |
3.00% |
| Feb 2004 |
2.00% |
1.50% |
2.00% |
| Aug 2004 |
1.50% |
1.00% |
1.50% |
| Feb 2005 |
1.00% |
0.50% |
1.00% |
| Aug 2005 |
1.00% |
0.50% |
1.00% |
| Feb 2006 |
1.00% |
0.50% |
1.00% |
| Aug 2006 |
1.00% |
0.50% |
1.00% |
| Feb 2007 |
1.00% |
0.50% |
1.50% |
| Feb 2008 |
1.00% |
1.00% |
1.50% |
| Aug 2008 |
1.00% |
1.00% |
1.50% |
Notes: Euro rates prior to 1 January 2001 were originally quoted in Deutschmarks. The figures do not include terminal bonus.
| Year |
US $ |
Euro € |
Sterling £ |
| Aug 2003 |
2.20% |
2.20% |
2.70% |
| Feb 2004 |
1.70% |
1.20% |
1.70% |
| Aug 2004 |
1.70% |
1.70% |
1.70% |
| Feb 2005 |
1.70% |
1.70% |
1.70% |
| Aug 2005 |
1.70% |
1.70% |
1.70% |
| Feb 2006 |
1.70% |
1.70% |
1.70% |
| Aug 2006 |
1.70% |
1.70% |
1.70% |
| Feb 2007 |
2.20% |
2.20% |
2.20% |
| Feb 2008 |
2.70% |
2.70% |
2.70% |
| Aug 2008 |
2.70% |
2.70% |
2.70% |
Notes: Euro rates prior to 1 January 2001 were originally quoted in Deutschmarks. The figures do not include terminal bonus.
Global Investor bonus rates
| Year |
US $ |
Euro € |
Sterling £ |
| Aug 2003 |
3.00% |
3.00% |
3.50% |
| Feb 2004 |
2.50% |
2.00% |
2.50% |
| Aug 2004 |
2.00% |
1.50% |
2.00% |
| Feb 2005 |
1.50% |
1.00% |
1.50% |
| Aug 2005 |
1.50% |
1.00% |
1.50% |
| Feb 2006 |
1.50% |
1.00% |
1.50% |
| Aug 2006 |
1.50% |
1.00% |
1.50% |
| Feb 2007 |
1.50% |
1.00% |
2.00% |
| Feb 2008 |
1.50% |
1.50% |
2.00% |
| Aug 2008 |
1.50% |
1.50% |
2.00% |
*CMI Insurance Company Limited guarantees that the price of units in the Offshore With-Profits Fund can never fall, although a market value adjuster (MVA) may apply when you withdraw from the funds. The level of MVA depends on the currency and date of investment. Please read the ‘Clerical Medical Offshore With-Profits and the market value adjuster explained’ leaflet (HE567) for more information. |
|
|
Home
Sitemap