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Guaranteed Growth Fund (GGF) series
The table below lists details of each of the Guaranteed Growth Fund series. If you are not sure which series you are invested in, please contact us.
| GGF1 |
Lifetime and Wealthmaster CMI Portfolio Premier Account |
Min 5 years |
16 January 1995 |
31 December 1998 |
16 January 2000 |
31 December 2003 |
| GGF2 |
Lifetime and Wealthmaster (regular premium) |
Min 6 years |
11 December 1998 |
N/A |
11 December 2004 |
N/A |
| GGF2 |
Lifetime and Wealthmaster (single premium) CMI Portfolio Premier Account |
Min 5 years |
11 December 1998 |
31 May 1999 |
11 December 2004 11 December 2003 |
31 May 2005 31 May 2004 |
| GGF3.01 |
Lifetime and Wealthmaster CMI Portfolio Premier Account |
Fixed 7 years |
4 May 1999 |
31 March 2000 |
4 May 2006 |
4 May 2007 |
| GGF4.01 |
Lifetime and Wealthmaster CMI Portfolio Premier Account |
Fixed 10 years |
4 May 1999 |
31 January 2000 |
4 May 2009 |
31 January 2010 |
| GGF4.02 |
Lifetime and Wealthmaster CMI Portfolio Premier Account |
Fixed 10 years |
1 February 2000 |
28 February 2001 |
1 February 2010 |
28 February 2011 |
| GGF5.01 |
Lifetime and Wealthmaster CMI Portfolio Premier Account |
Min 15 years |
4 May 1999 |
29 February 2000 |
4 May 2009 |
28 February 2010 |
| GGF5.02 |
Lifetime and Wealthmaster CMI Portfolio Premier Account |
Min 10 years |
1 March 2000 |
28 February 2001 |
1 March 2010 |
28 February 2011 |
| GGF5.03 |
Lifetime and Wealthmaster Premier Account |
Min 20 years |
1 March 2000 |
28 February 2001 |
1 March 2020 |
28 February 2021 |
| GGF6.01 |
Lifetime and Wealthmaster CMI Portfolio Premier Account |
Fixed 8 years |
1 March 2000 |
28 February 2001 |
1 March 2008 |
28 February 2009 |
| GGF2001 |
Lifetime and Wealthmaster CMI Portfolio |
Min 10 years |
1 February 2001 |
N/A |
1 February 2011 |
N/A |
| GGF2001 |
Premier Account only |
Min 10 years |
1 February 2001 |
1 August 2003 |
1 February 2011 |
1 August 2013 |
| GGF7 |
Flexible Savings Plan Premier Account |
No minimum, but 10 year term (FSP only) for MVA free at maturity |
1 August 2003 |
N/A |
1 August 2013 for 10 year fixed term |
N/A |
*CMI Insurance Company Limited guarantees that the price of units in the Guaranteed Growth Funds can never fall, although a market value adjuster (MVA) may apply if you withdraw from the funds before the end of the plan term. The level of MVA depends on the currency and date of investment. Please read the ‘Clerical Medical Guaranteed Growth Funds and the market value adjuster explained’ leaflet (HE568) for more information. |
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