The investment fund options available vary according to the product. Please click on the following links for more information:

Offshore With-Profits* for investment fund options under the Investment Account and Global Investor.

Guaranteed Growth Funds* for investment fund options under the Flexible Savings Plan, Lifetime and Wealthmaster Plan, Portfolio Bond † and Premier Account.

Unit Linked Funds for investment fund options under the Flexible Savings Plan, Investment Account, Lifetime and Wealthmaster Plan, Portfolio Bond † and Premier Account.

Existing planholders should read the product literature for full details of the product in which they are invested.

Past performance is not indicative of future performance. The value of investments can fall as well as rise.

† Please note: Portfolio Bond is not authorised by the SFC.

*CMI Insurance Company Limited guarantees that the price of units in the Offshore With-Profits Fund and the Guaranteed Growth Funds can never fall, although a market value adjuster (MVA) may apply when you withdraw from the funds. The level of MVA depends on the currency and date of investment. Please note that if the investment term of your GGF7 holding is shorter than ten years in Flexible Savings Plan, your encashment at maturity may still be reduced by a market value adjuster (MVA). Please read the 'Clerical Medical Offshore With-Profits and the market value adjuster explained leaflet (HE567) or the Clerical Medical Guaranteed Growth Funds and market value adjuster explained leaflet (HE568) for more information.